{"id":1757,"date":"2024-04-12T16:32:50","date_gmt":"2024-04-12T16:32:50","guid":{"rendered":"https:\/\/www.globalcreditpros.com.ph\/?p=1757"},"modified":"2024-12-01T21:42:32","modified_gmt":"2024-12-01T21:42:32","slug":"capsule-wardrobe-minimalist-approach-to-style","status":"publish","type":"post","link":"https:\/\/www.globalcreditpros.com.ph\/?p=1757","title":{"rendered":"Wrong Questions: How your financial questions shape your financial future"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1757\" class=\"elementor elementor-1757\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25b0b37 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"25b0b37\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1884351\" data-id=\"1884351\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1adf28d elementor-widget elementor-widget-image\" data-id=\"1adf28d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2295\" height=\"1063\" src=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/07\/Blog-Images-6.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/07\/Blog-Images-6.jpg 2295w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/07\/Blog-Images-6-300x139.jpg 300w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/07\/Blog-Images-6-1024x474.jpg 1024w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/07\/Blog-Images-6-768x356.jpg 768w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/07\/Blog-Images-6-1536x711.jpg 1536w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/07\/Blog-Images-6-2048x949.jpg 2048w\" sizes=\"auto, (max-width: 2295px) 100vw, 2295px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bfeaaf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5bfeaaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55a38c0\" data-id=\"55a38c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-150add0 elementor-widget elementor-widget-heading\" data-id=\"150add0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Wrong Questions: How your financial questions shape your financial future <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f47654 elementor-widget elementor-widget-text-editor\" data-id=\"2f47654\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p style=\"text-align: center;\">Blog Written by: Global CreditPros<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-720bed7 elementor-widget elementor-widget-text-editor\" data-id=\"720bed7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b><i>Asking Better Questions Can Help Shape Your Financial Future<\/i><\/b><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Gusto nating lahat ng <\/span><i><span style=\"font-weight: 400;\">financial security<\/span><\/i><span style=\"font-weight: 400;\"> but the way to get there gets clouded by not asking better questions. Natural lang na maghanap ng sagot but focusing on the wrong ones can negatively affect your finances. The questions we ask ourselves can shape our financial future and lead us to success.<\/span><\/p><p><span style=\"font-weight: 400;\">One thing we have to keep in mind is that asking detailed questions means that you have a deeper understanding of a complex topic. Pinapakita nito ang iyong understanding, interest, at higit sa lahat, ang iyong mga priorities.<\/span><\/p><p>\u00a0<\/p><p><b><i>Value Vs Price<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">Warren Buffet once said, \u201cPrice is what you pay, value is what you get.\u201d To expound on this, <\/span><b><i>The Curiosity Vine<\/i><\/b> <span style=\"font-weight: 400;\">explained that price is a <\/span><i><span style=\"font-weight: 400;\">knowable quantity<\/span><\/i><span style=\"font-weight: 400;\">. Understanding the value if the services\/goods that we paid for is the real challenge.<\/span><\/p><p><span style=\"font-weight: 400;\">To apply the aforementioned in our daily lives, you shouldn\u2019t stop at asking <\/span><i><span style=\"font-weight: 400;\">how much<\/span><\/i><span style=\"font-weight: 400;\"> a product or service is. Dapat ay i-consider mo din kung ano ang makukuha sa pagbili or pagbayad nito. Halimbawa, you are being charged 35,000PHP para sa isang mobile phone na gusto mong bilihin. Sa halagang ibabayad mo (price), itanong mo sa sarili kung ano ang makukuha mo in the long run kapag binili mo ang mobile phone na ito (value).<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Will it include a warranty or meron ba itong libreng replacement of parts in the next 2 years?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Matutuwa ka ba sa mga current features ng mobile phone at sa mga software upgrades na makukuha mo&gt;<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Durable or matibay ba ang brand at model ng mobile phone na bibilhin mo sa halagang hinihingi sayo?<\/span><\/li><\/ul><p>\u00a0<\/p><p><b><i>Quality Over Quantity<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">It\u2019s quite easy to fall into the trap of buying cheaper products or services; ngunit, worth it ba ang pagtitipid na ginagawa mo kung madaling masira or hindi tama ang kalidad ng mga \u2018to? Halimbawa, ang isang (1) de kalidad at branded padlock ay katumbas ng presyo ng limang (5) mumurahing padlocks. In this example, you won\u2019t need to replace the more expensive and branded padlock dahil meron itong manufacturer guarantee na hindi ito masisira agad-agad; samantalang, walang ganitong guarantee yung limang (5) cheap and generic padlocks na madaling masira.<\/span><\/p><p>\u00a0<\/p><p><b><i>Asking Better Questions<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">Thinking of the <\/span><i><span style=\"font-weight: 400;\">value<\/span><\/i><span style=\"font-weight: 400;\"> and <\/span><i><span style=\"font-weight: 400;\">quality<\/span><\/i><span style=\"font-weight: 400;\"> of the products and services we pay for in real life will allow us to ask better questions and make better financial decisions. Below are some real-life examples.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">\u201cWhat is you interest rate?\u201d<\/span><\/i><span style=\"font-weight: 400;\"> vs <\/span><i><span style=\"font-weight: 400;\">\u201cWhat are all your fees?\u201d<\/span><\/i><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">There are financial entities who offer low interest rates pero hindi sinasabi ang maraming or mahal na extraneous fees (banking fees, transaction fees, processing fees, etc.).<\/span><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">\u201cKaya ko ba \u2018tong bilhin?\u201d <\/span><\/i><span style=\"font-weight: 400;\">vs <\/span><i><span style=\"font-weight: 400;\">\u201cKailangan ko ba \u2018tong bilhin?\u201d<\/span><\/i><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">The first question focuses on whether you have the money to buy something while the second questions goes beyond that. The second, better question makes you think of the future and if purchasing the said product\/service is necessary in the first place.<\/span><\/li><\/ul><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">\u201cWhat is the minimum payment for my debt?\u201d<\/span><\/i><span style=\"font-weight: 400;\"> vs <\/span><i><span style=\"font-weight: 400;\">\u201cWhat is the quickest and most efficient way to pay off my debt?\u201d<\/span><\/i><ol><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Instead of settling to pay for the minimum amount that needs to be paid, you inquire about the fastest way to pay for your debt. Kung may utang ka, ask yourself both of those questions and see how different your mindset will be afterwards.<\/span><\/li><\/ol><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">\u201cAno ang presyo ng Brand A at Brand B?\u201d<\/span><\/i><span style=\"font-weight: 400;\"> vs <\/span><i><span style=\"font-weight: 400;\">\u201cMas matibay ba ang Brand A kesa sa Brand B?\u201d<\/span><\/i><ol><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Ibahin natin ang tanong kapag pumipili tayo sa pagitan ng dalawang product or service. Which of the two will give you more <\/span><i><span style=\"font-weight: 400;\">\u2018bang for your buck\u2019<\/span><\/i><span style=\"font-weight: 400;\">?<\/span><\/li><\/ol><\/li><\/ol><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">In conclusion, asking better questions can help enlighten you and change your perspective. It allows you to make informed financial decisions and will help you reach your financial goals.<\/span><\/p><p><br \/><br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06fc18d elementor-widget elementor-widget-text-editor\" data-id=\"06fc18d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\">Share this article!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5074612 elementor-share-buttons--align-center elementor-share-buttons--view-icon-text elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"5074612\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-share-buttons.min.css\">\t\t<div class=\"elementor-grid\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on facebook<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tFacebook\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_twitter\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on twitter<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tTwitter\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on linkedin<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tLinkedIn\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wrong Questions: How your financial questions shape your financial future Blog Written by: Global CreditPros Asking Better Questions Can Help Shape Your Financial Future \u00a0 Gusto nating lahat ng financial security but the way to get there gets clouded by not asking better questions. Natural lang na maghanap ng sagot but focusing on the wrong [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"post_folder":[],"class_list":["post-1757","post","type-post","status-publish","format-standard","hentry","category-uncategorized","entry"],"_links":{"self":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1757"}],"version-history":[{"count":8,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1757\/revisions"}],"predecessor-version":[{"id":1870,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1757\/revisions\/1870"}],"wp:attachment":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1757"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fpost_folder&post=1757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}