{"id":1453,"date":"2024-02-05T07:05:09","date_gmt":"2024-02-05T07:05:09","guid":{"rendered":"https:\/\/www.globalcreditpros.com.ph\/?p=1453"},"modified":"2024-12-01T22:16:18","modified_gmt":"2024-12-01T22:16:18","slug":"leap-year-financial-check-ins","status":"publish","type":"post","link":"https:\/\/www.globalcreditpros.com.ph\/?p=1453","title":{"rendered":"Leap Year Financial Check-ins"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1453\" class=\"elementor elementor-1453\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25b0b37 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"25b0b37\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1884351\" data-id=\"1884351\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1adf28d elementor-widget elementor-widget-image\" data-id=\"1adf28d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2025\" height=\"938\" src=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/02\/Blog-Images-8.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/02\/Blog-Images-8.jpg 2025w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/02\/Blog-Images-8-300x139.jpg 300w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/02\/Blog-Images-8-1024x474.jpg 1024w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/02\/Blog-Images-8-768x356.jpg 768w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2024\/02\/Blog-Images-8-1536x711.jpg 1536w\" sizes=\"auto, (max-width: 2025px) 100vw, 2025px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bfeaaf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5bfeaaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55a38c0\" data-id=\"55a38c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-150add0 elementor-widget elementor-widget-heading\" data-id=\"150add0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Leap Year Checkup: Your New Financial Tradition<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f47654 elementor-widget elementor-widget-text-editor\" data-id=\"2f47654\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p style=\"text-align: center;\">Blog Written by: Global CreditPros<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-720bed7 elementor-widget elementor-widget-text-editor\" data-id=\"720bed7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Encourage a comprehensive financial review during leap years, covering savings, investments, debts, and overall financial well-being.<\/span><\/p><p><span style=\"font-weight: 400;\">Kada apat na taon, na-dadag-dagan ng isang araw ang ating kalendaryo; in particular, sa buwan ng Pebrero. Ito ang tinatawag nating <\/span><i><span style=\"font-weight: 400;\">Leap Year<\/span><\/i><span style=\"font-weight: 400;\">. May dagdag daw na swerte ang taong ganito kaya dapat gamitin natin ang magandang energy na ito para gumawa ng isang comprehensive na review ng (ating) finances.<\/span><\/p><p>\u00a0<\/p><p><b>Why Leap Year?\/Bakit (Sa) Leap Year?<\/b><\/p><p><span style=\"font-weight: 400;\">Hindi naman kina-kailangan na tuwing <\/span><i><span style=\"font-weight: 400;\">leap <\/span><\/i><span style=\"font-weight: 400;\">year lang tayo mag-asses ng ating finances. Ngunit nagiging <\/span><i><span style=\"font-weight: 400;\">symbolic<\/span><\/i><span style=\"font-weight: 400;\"> ang pag-kakaroon ng kargdagang isang araw sa taon at ito ang nagiging hudyat para kumawala sa usual routine natin. At magandang gawing habit at palatandaan na kada apat na taon ay magkaroon ng <\/span><i><span style=\"font-weight: 400;\">re-evaluation<\/span><\/i><span style=\"font-weight: 400;\"> ng ating financial standing.<\/span><\/p><p>\u00a0<\/p><p><b>Taking A Financial Leap!<\/b><\/p><ol><li><b>Analyze your saving habits.<\/b><span style=\"font-weight: 400;\"> Na-re-reach mo ba ang mga goals mo when it comes to your savings? Baka it\u2019s time na itaas mo ang iyong <\/span><i><span style=\"font-weight: 400;\">contribution<\/span><\/i><span style=\"font-weight: 400;\"> sa mga iba\u2019t-ibang short at long term financial goals mo. Ang pag-increase ng perang itinatabi mo para sa mga emergencies, bakasyon, permanenteng bahay, at <\/span><i><span style=\"font-weight: 400;\">retirement plan<\/span><\/i><span style=\"font-weight: 400;\"> are just a few examples of the financial goals that you may have. You can consider opening a <\/span><i><span style=\"font-weight: 400;\">high-yield savings account <\/span><\/i><span style=\"font-weight: 400;\">or you can set up automatic transfers to your savings account.<\/span><\/li><li><b>Ano ang <\/b><b><i>high-yield savings account<\/i><\/b><b>?<\/b><span style=\"font-weight: 400;\"> Simply put, ito ang mga type ng savings account na may mataas na <\/span><i><span style=\"font-weight: 400;\">Annual Percentage Yield<\/span><\/i><span style=\"font-weight: 400;\"> (APY). Ito ang tinatawag sa <\/span><i><span style=\"font-weight: 400;\">interest<\/span><\/i><span style=\"font-weight: 400;\"> na pwedeng kitain ng iyong pera kung ilalagay mo ito sa isang savings account. The higher your APY is, the better. Mainam na aralin mo ang iba\u2019t-ibang types ng accounts na pwede mong buksan sa mga banks sa Pilipinas para malaman mo which is better suited para sa iyong financial goals.\u00a0<\/span><\/li><li><b>Ano ang <\/b><b><i>automatic transfers<\/i><\/b><b>?<\/b><span style=\"font-weight: 400;\"> Most, if not all, banks will allow you to open online profiles na naka-link sa iyong mga bank accounts. Sa trabaho mo, kadalasan, ang company na mismo ang mag-oopen ng isang <\/span><i><span style=\"font-weight: 400;\">payroll (bank) account <\/span><\/i><span style=\"font-weight: 400;\">kung saan fino-forward ang iyong <\/span><i><span style=\"font-weight: 400;\">monthly salary<\/span><\/i><span style=\"font-weight: 400;\">. Pwede kang mag-open ng isa pang account in the same or different bank which you can set up as your personal savings account. After doing so, pwede mong i-set up ang iyong payroll account na mag automatic transfer ng pera kada buwan sa iyong personal savings account. Pwede mong i-set ang araw sa buwan kung kailan at kung magkano ang i-tra-transfer. TANDAAN: Just because it\u2019s an automated process it doesn\u2019t mean that you won\u2019t constantly and manually check kung tama ang transferred amount at kung natutuloy ba ang pag-transfer. Gawing habit ang madalas na pag-check ng iyong mga bank accounts.<\/span><\/li><li><b>Check your investments.<\/b><span style=\"font-weight: 400;\"> Na-asses mo na ba ang risks ng iyong mga investments (if any)? Go over other investment options para makita mo kung saan pa pwedeng maalagaan at lumaki ang iyong pera. TANDAAN: Lagi mo dapat i-consider ang <\/span><i><span style=\"font-weight: 400;\">risk tolerance<\/span><\/i><span style=\"font-weight: 400;\"> at <\/span><i><span style=\"font-weight: 400;\">time horizon<\/span><\/i><span style=\"font-weight: 400;\"> kapag ikaw ay may planong magsimulang mag-invest or if you\u2019re planning to expand your investment portfolio.<\/span><\/li><li><b>Ano ang <\/b><b><i>risk tolerance<\/i><\/b><b>?<\/b><span style=\"font-weight: 400;\"> Ito ang pag-intindi at pag-handa sa mga <\/span><i><span style=\"font-weight: 400;\">risk<\/span><\/i><span style=\"font-weight: 400;\"> na katuwang ng iyong pag-iinvest. Ibig sabihin, naiintindiahan mo na pwedeng mangyari ang mga hindi inaasahan na mga <\/span><i><span style=\"font-weight: 400;\">risks<\/span><\/i><span style=\"font-weight: 400;\"> at kaya mong i-tolerate at tanggapin ito. You have to take into consideration how much of your money you\u2019re willing to invest and lose should the risks you have anticipated occur.<\/span><\/li><li><b>Ano ang <\/b><b><i>time horizon<\/i><\/b><b>?<\/b><span style=\"font-weight: 400;\"> Ito ang <\/span><i><span style=\"font-weight: 400;\">period of time<\/span><\/i><span style=\"font-weight: 400;\"> kung kelan mo panghahawakan ang iyong mga <\/span><i><span style=\"font-weight: 400;\">investments<\/span><\/i><span style=\"font-weight: 400;\"> until kailanganin mo na ang iyong pera na ginamit pang-invest.<\/span><\/li><li><b>Conquer Your Debt. <\/b><span style=\"font-weight: 400;\">Prioritize paying off your debts this year. Kung meron kang existing na mga utang katulad ng sa credit card, consult your bank kung ano ang maganda at <\/span><i><span style=\"font-weight: 400;\">realistic<\/span><\/i><span style=\"font-weight: 400;\"> na payment plan para mabayaran mo ang iyong utang. TANDAAN: Huwag uutang or gagamit ng credit card para sa mga bagay na alam mong hindi mo kayang bayaran. And if you find yourself if that position, you must not worry. Harapin mo at wag mong takasan ang iyong responsibilidad.<\/span><\/li><li><span style=\"font-weight: 400;\"> A good example of this is called <\/span><i><span style=\"font-weight: 400;\">balance conversion<\/span><\/i><span style=\"font-weight: 400;\">. May mga banko sa Pilipinas who offer balance conversions for credit card holders who have accumulated debt and are incurring high finance charges. Binibigyan ka na nila ng iba\u2019t-ibang timeframe at mas maliit na <\/span><i><span style=\"font-weight: 400;\">interest rate<\/span><\/i><span style=\"font-weight: 400;\"> para mabayaran mo na paunti-unti ang iyong utang. Mainam na tumawag sa customer service hotline ng iyong banko para mag-inquire.<\/span><\/li><li><b>Look Ahead.<\/b><span style=\"font-weight: 400;\"> Handa ka ba sa mga pagbabagong pwedeng mangyari kaugnay sa estado ng iyong pang-araw-araw na buhay at trabaho? Siguraduhin mo na meron kang <\/span><i><span style=\"font-weight: 400;\">plan b<\/span><\/i><span style=\"font-weight: 400;\"> para sa mga hindi inaasahan na mga pangyayari katulad ng kalamidad, pagkawala ng trabaho, atbp.<\/span><\/li><li><b>Celebrate Every Milestone.<\/b><span style=\"font-weight: 400;\"> Huwag kang mag-hesitate na mag-celebrate kada may marating ka sa iyong financial goals; maliit man or malaki. Ang mahalaga ay may natutunan ko sa iyong pagkakamali at pagkukulang.\u00a0<\/span><\/li><\/ol><p>\u00a0<\/p><p><b>Tandaan:<\/b><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kumuha ng tulong sa mga financial coaches that sincerely care for you.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Huwag mag-hesitate to involve your family sa mga financial discussions para magkaroon kayo ng transparency at magkatuwang ninyong i-a-achieve ang inyong financial goals.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It takes time and effort. Always celebrate all the milestones you have achieved and keep moving forward.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">Ngayong <\/span><i><span style=\"font-weight: 400;\">leap year<\/span><\/i><span style=\"font-weight: 400;\">, huwag lang tayo magdagdag ng isang araw sa kalendaryo. Take the <\/span><i><span style=\"font-weight: 400;\">leap<\/span><\/i><span style=\"font-weight: 400;\"> this year by tackling and reviewing your finances to ensure a better future for yourself and your loved ones. Gumawa tayo ng paraan tungo sa pagkakaroon ng <\/span><i><span style=\"font-weight: 400;\">financial freedom!<\/span><\/i><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06fc18d elementor-widget elementor-widget-text-editor\" data-id=\"06fc18d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\">Share this article!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5074612 elementor-share-buttons--align-center elementor-share-buttons--view-icon-text elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"5074612\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-share-buttons.min.css\">\t\t<div class=\"elementor-grid\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on facebook<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tFacebook\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_twitter\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on twitter<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tTwitter\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on linkedin<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tLinkedIn\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Leap Year Checkup: Your New Financial Tradition Blog Written by: Global CreditPros Encourage a comprehensive financial review during leap years, covering savings, investments, debts, and overall financial well-being. Kada apat na taon, na-dadag-dagan ng isang araw ang ating kalendaryo; in particular, sa buwan ng Pebrero. Ito ang tinatawag nating Leap Year. May dagdag daw na [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"post_folder":[],"class_list":["post-1453","post","type-post","status-publish","format-standard","hentry","category-uncategorized","entry"],"_links":{"self":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1453"}],"version-history":[{"count":4,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1453\/revisions"}],"predecessor-version":[{"id":1460,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1453\/revisions\/1460"}],"wp:attachment":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1453"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1453"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fpost_folder&post=1453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}