{"id":1314,"date":"2023-05-03T11:21:49","date_gmt":"2023-05-03T11:21:49","guid":{"rendered":"https:\/\/www.globalcreditpros.com.ph\/?p=1314"},"modified":"2023-05-03T11:23:28","modified_gmt":"2023-05-03T11:23:28","slug":"money-tips-for-wfh-peeps","status":"publish","type":"post","link":"https:\/\/www.globalcreditpros.com.ph\/?p=1314","title":{"rendered":"Money Tips For WFH Peeps"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1314\" class=\"elementor elementor-1314\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25b0b37 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"25b0b37\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1884351\" data-id=\"1884351\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1adf28d elementor-widget elementor-widget-image\" data-id=\"1adf28d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"500\" src=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2023\/05\/7.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2023\/05\/7.jpg 1080w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2023\/05\/7-300x139.jpg 300w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2023\/05\/7-1024x474.jpg 1024w, https:\/\/www.globalcreditpros.com.ph\/wp-content\/uploads\/2023\/05\/7-768x356.jpg 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bfeaaf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5bfeaaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55a38c0\" data-id=\"55a38c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-150add0 elementor-widget elementor-widget-heading\" data-id=\"150add0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Money Tips For WFH Peeps<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f47654 elementor-widget elementor-widget-text-editor\" data-id=\"2f47654\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p style=\"text-align: center;\">Blog Written by: Global CreditPros<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-720bed7 elementor-widget elementor-widget-text-editor\" data-id=\"720bed7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The shift that the pandemic brought upon our world was very drastic. One of the main changes that we\u2019ve seen is that a lot of business shifted from office-based to work-from-home set ups. This change enabled different businesses to continue functioning while providing security for their employees.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are one of those who have been given the opportunity to work from home, you may have noticed that the way you use money has changed as well. Money you would usually allot for gas or commuting are left untouched. At a certain point in time, you may have had extra money to spend on other things because you no longer needed to travel to and from work. This surplus gave you the spending power for other things which you didn\u2019t consider before.<\/span><\/p><p><span style=\"font-weight: 400;\">With that being said, all that spending may have driven you back to living paycheck-to-paycheck with nary an opportunity to save.<\/span><\/p><p><span style=\"font-weight: 400;\">Here are a few tips that might help you navigate your way back to a more secure financial standing.<\/span><\/p><ol><li><b><\/b> <b>Budgeting<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> One might think that budgeting comes second nature to most people but it doesn\u2019t. Budgeting allows you to track your spending and allocate your money to the most important (like utility bills, rent, and food) to the least important (like eating out and shopping). A monthly budget will give you an overview of your income and how it should be used.<\/span><\/li><\/ol><ol start=\"2\"><li><b><\/b> <b>Track Your Spending<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Piggybacking on No. 1, tracking your weekly expenses helps to keep yourself in check. You can create a simple Excel File that will deduct your expenses from your income. At the end of the week, you can review the itemized expenditure and see what you need to cut back on. For example, track your spending so you can see how many times you\u2019ve ordered from food delivery apps and how much it\u2019s costing. This will help you make better choices moving forward.<\/span><\/li><\/ol><ol start=\"3\"><li><b><\/b> <b>Automation<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> A lot, if not most, banks offer online and automated services. Enroll your utility bills like electricity, water, and rent on automatic pay. Automation helps ensure that you take care of your responsibilities first before using your hard-earned money on other things that you can go without<\/span><\/li><\/ol><ol start=\"4\"><li><b><\/b> <b>Set Aside For Personal Savings<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Automation is a good ally. Start transferring a predetermined amount of money from your payroll account to your savings account automatically. Secure your future and create a good track record by saving money habitually. The more that you see your savings grow, the less likely that you will touch it. As a matter of fact, it will even encourage you to continue saving MORE for a bigger goal\/plan you have for yourself or your family (like a new house, a family vacation abroad, a new car, etc.).<\/span><\/li><\/ol><ol start=\"5\"><li><b><\/b> <b>Live Below Yours Means<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Don\u2019t spend everything you make from your job every month. This is easier said than done in these times because temptation is a mere tap away on your mobile phone. Delete your food delivery and shopping apps so you are not tempted to order food or things that you don\u2019t need. Remember, always set aside a part of what you earn for your savings. You should disburse the rest of it towards your monthly payables. A good rule of thumb is to set aside 20% for your savings and then live off the remaining 80% of your income.<\/span><\/li><\/ol><ol start=\"6\"><li><b><\/b> <b>Create Or Follow A System<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Create or follow a method of budgeting\/saving that will best suit your needs. Properly track your cash flow and securely transfer money to the correct vendors by automating your bank account. In other circumstances, a person might prefer to manually manage their budget. Regardless of the system, stick to the one that would work for you. Remember that there is always a system for every person.<\/span><\/li><\/ol><ol start=\"7\"><li><b><\/b> <b>Baby Steps<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">A financial overhaul is not immediately possible. Start small. For example, start tracking your expenses weekly and see what you can cut back on or completely cut off. Then you can move on to setting your monthly budget and choose between automating it or not. As stated earlier, baby steps. Track your expenses to prevent overspending on things and activities that you don\u2019t need. Think first before tapping on \u201cAdd to Shopping Cart\u201d and remember that you\u2019re saving for a trip in December.<\/span><\/li><\/ol><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">The benefits that you can reap by simply working from home and taking control of your money can set you on a road to financial freedom.<\/span><\/p><p><br \/><br \/><br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06fc18d elementor-widget elementor-widget-text-editor\" data-id=\"06fc18d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\">Share this article!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5074612 elementor-share-buttons--align-center elementor-share-buttons--view-icon-text elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"5074612\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.globalcreditpros.com.ph\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-share-buttons.min.css\">\t\t<div class=\"elementor-grid\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on facebook<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tFacebook\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_twitter\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on twitter<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tTwitter\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" tabindex=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t\t<span\n\t\t\t\t\t\t\t\t\tclass=\"elementor-screen-only\">Share on linkedin<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tLinkedIn\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Money Tips For WFH Peeps Blog Written by: Global CreditPros The shift that the pandemic brought upon our world was very drastic. One of the main changes that we\u2019ve seen is that a lot of business shifted from office-based to work-from-home set ups. This change enabled different businesses to continue functioning while providing security for [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"post_folder":[],"class_list":["post-1314","post","type-post","status-publish","format-standard","hentry","category-uncategorized","entry"],"_links":{"self":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1314"}],"version-history":[{"count":4,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1314\/revisions"}],"predecessor-version":[{"id":1319,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=\/wp\/v2\/posts\/1314\/revisions\/1319"}],"wp:attachment":[{"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1314"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/www.globalcreditpros.com.ph\/index.php?rest_route=%2Fwp%2Fv2%2Fpost_folder&post=1314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}